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Chapter 11 of the Business finance basics section in the 'Achieving financial...

TweetBy David Searle*For many small businesses, the initial financing arrangements implemented at start-up are still in place many years later.For example, a business starts off with a simple overdraft...

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Chapter 12 of the Business finance basics section in the 'Achieving financial...

TweetBy Jackie Russell-Green*Annual reviewOnce you have arranged a business loan or other finance through a bank for the first time, you may believe the process of providing information and being...

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Chapter 13 of the Business finance basics section in the 'Achieving financial...

TweetBy David Jenkins*Financial management is not only about understanding the financial information in your business and using this information to improve business operations, but also about...

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Mark Stephen says that if you value your time you should seek out technology...

TweetBy Mark Stephen*For many of us, it's not hard to think back to the days when business technology meant beepers, loud fax machines and dial up modems. While these gadgets were top notch in their...

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Following a disaster, here is a checklist of issues you need to consider...

TweetBy David Jenkins*Businesses may be affected by disasters directly and indirectly.For instance, businesses may not be directly caught in a disaster, but the resultant decline in trade will affect...

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Craig Simpson provides some thoughts and tips for DIY bond investors

TweetBy Craig SimpsonI have a particularly biased view on why people should engage financial advisers as I have spent my entire working life in and around the financial advisory industry. Despite this,...

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Reconstructing records lost in a disaster is a big task. Here are some...

TweetBy David Jenkins*Businesses may be affected by disasters directly and indirectly.For instance, businesses may not be caught in a disaster directly, but the collateral decline in trade will affect...

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Geoff Suvalko makes the compelling case of why your business should be...

TweetIf you are interested in innovation and organisational design, this video is for you.Before you do anything else, bookmark this page, and block out a 40 minute slot in your calendar.After you have...

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Mark Stephen says it is time to build a Business Plan for 2013; what you will...

TweetBy Mark Stephen*Is your business 'match-fit' for 2013?With the summer holidays probably a distant memory for many, you may want to set aside some 'thinking time' and create a business plan for the...

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In this instalment of Microsoft Excel tips, we discuss how to find specific...

TweetToday's Excel tip for those less experienced users is how to find the Minimum, Maximum, Average, Largest and Smallest numbers from a series of data.Sometimes we want to know what was the highest...

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In this instalment of Microsoft Excel tips, we discuss how to us the PMT and...

TweetToday's Excel tip for those less experienced users is how to use the payment (PMT) and cumulative interest payment (CUMIPMT) functions.These formulas (functions) allow you to 1) work out the...

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In this instalment of Microsoft Excel tips, we discuss how to use the COUNTIF...

TweetToday's Excel tip for those less experienced users is how to use the COUNTIF function.This function can be extremely helpful if you have a large data series and want to know how many times a...

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In this instalment of Microsoft Excel tips, we discuss how to use the...

TweetToday's Excel tip for those less experienced users is how to use the FORECAST and TREND functions.These functions can be extremely helpful if you sales data or any other series where there is a...

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Kiwibank's Nigel Gaudin explains why and how many exporters and importers are...

Short headline:  Not hedging is speculating TweetBy Bernard HickeyThe New Zealand dollar's often violent moves can produce big unexpected swings in profits for those exporters and importers who choose...

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Kiwibank's Andy Bray explains what sorts of questions a business bank manager...

Short headline:  What your bank manager should ask TweetBy Bernard HickeyI recently spoke to Regional Manager for Kiwibank Business Banking, Andy Bray, about what sorts of initial conversations a...

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